Critical Illness Cover
Critical Illness Cover
Being diagnosed with a critical illness is devastating – make sure you don’t suffer financially as well.
What is Critical Illness Cover?
Critical illness cover is normally designed to pay out a lump sum in the event or the insured person being diagnosed from one of the specified serious illnesses listed on their policy, within the term of that policy. The most common payouts from all insurers are for cancer, heart attack and stroke, however many other conditions are also covered and if you have children, we can cover them as well. The range of options available can be bewildering, from insurers offering budget cover to those offering a huge range of enhanced payments.
How we help you:
We will go through all of the available options with you and we have sophisticated software which allows us to compare cover from all of the major providers. If you have an old policy, we can also review this and provide a direct comparison with the newer policies available. Get a £75 Amazon.co.uk voucher when you take out a policy through us. See our voucher T & C’s for more detail.
Suffering from a critical illness or long term disability is not only emotionally devastating, can be financially devastating as well. Nobody likes to think that it could happen to them or their family, but if it does, you can ensure that money would be one less thing to worry about. As the Macmillan TV advert states, “Cancer doesn’t care about your bills”.
Critical Illness Cover can be used to:
Repay a mortgage
Repay loans and credit card debt
Pay out a lump sum to help you cope with bills and regular outgoings while you concentrate on your recovery
Pay for private treatment
Pay for help in the home, help with childcare or specialist equipment
Take some much needed time out
