Be in control; provide your own sick pay.
What is Income Protection?
Income protection does exactly what is says on the tin. It protects your income. Many people receive little or no sick pay from their employer and the self-employed receive nothing. Realistically, could you survive on state benefits of £94.25 per week (gov.uk 2020.Feb.3)? Income Protection is a safety net which will protect you if your income stops due to illness or injury.
How much cover do I need?
Everyone is different. We provide you with a full assessment which is based on your income, your expenditure, any provisions from your employer, your available savings and your personal circumstances. We can also provide you with a personalised risk calculation. Our cover is tailor made to fit you and your budget.
Income protection additional information:
Income protection can provide a replacement income if you are unable to work through illness or injury
Depending on your budget, you can choose to have cover for a short-term from 1, 2 or 5 years, to right up until your chosen retirement age
After analysing your employers sick pay provisions and your available savings, we will set your deferred period (period before payments begin) accordingly to make your monthly payments as cost efficient as possible
Get a £75 Amazon.co.uk voucher when you take out a policy through us. See our voucher T & C’s for more detail.